I read recently that Microsoft in its wisdom is thinking along the lines of Cloud based applications along with its next release of Windows. For me im against the idea and would find it hard to have faith in online applications and the security issues it could bring. Cost I wonder if this means paying a monthly or yearly fee and is it a way that an ISP can increase it's revenue by putting a cap on usage. part of me thinks i will be left behind if i don't keep up with the changes of how software is going to play apart if it's cloud based. im sure many here have opinions and i invite you to share pro's and con's of cloud based software as im getting old and don't seek such a change, and like the disadvantages of software installed on my pc that can give me a headache.